When it comes to credit, knowing fact from fiction and understanding how to act is critical. Here are some common credit myths that may be preventing you from engaging in effective credit management...

The clothesline is coming back. Americans are now looking at the clothesline, or solar dryer, as a way to save money on energy and clothing replacement costs, and reduce their impact on the environment.

First-time buyers account for a third of all-terrain vehicle sales each year. As with any major purchase, a little education can go a long way towards helping you get the best possible deal for your money.

Multiple sclerosis (MS) is a chronic, disabling disease that attacks the central nervous system. More than 400,000 people in the United States and nearly 2.5 million worldwide are living with MS. A recent survey found that mobility challenges have a big impact on the quality of life among many people with MS, limiting their day-to-day activities and independence.

Flu season is a time of year that many parents dread. It can be inconvenient and costly to take time off of work to care for a sick child and maintain a germ-free home during flu outbreaks in your community. But what many parents also don't realize is that the flu can be more than just a temporary nuisance; it is much more serious than the common cold, and can even cause death in some children. That is why getting a flu shot every flu season is so important, especially for children who attend child care.

On Jan. 1, thousands of people will challenge themselves to quit smoking, exercise more, eat better or take more pictures. All worthy goals. But there are other worthy goals that get left off the New Year's resolution list. Children who grow up reading with their parents attend school more regularly and are more likely to complete their educations. Why not add "helping your child to read" to your list of resolutions for 2009?

Parents know that they rarely have the same ideas and opinions as their children. When decorating your child's room, you might want one design while your 8-year-old daughter has a completely different concept in mind. Don't worry parents, with a few tricks, you'll be able to design a room that is stylish, functional and fun for your child.